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		<title>Financial Wellness Tip #7: Look at WHEN You Pay Bills</title>
		<link>https://etp.btq.mybluehost.me/tip-7-when-to-pay-bills/</link>
		<comments>https://etp.btq.mybluehost.me/tip-7-when-to-pay-bills/#comments</comments>
		<pubDate>Fri, 06 Jun 2014 15:00:44 +0000</pubDate>
		<dc:creator>Coach Katie</dc:creator>
				<category><![CDATA[Financial Wellness Tips]]></category>
		<guid isPermaLink="false">http://gpsfinancialcoaching.com/?p=748</guid>

				<description><![CDATA[<p>When you get paid more than once a month,&#160;it’s also important to look at *when* you pay bills. By changing *when* we paid things, we found money in each pay period! &#160;Sure, it feels good to sit down and pay ALL of the bills at once, but &#160;not all bills have the same due date, [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://etp.btq.mybluehost.me/tip-7-when-to-pay-bills/">Financial Wellness Tip #7: Look at WHEN You Pay Bills</a> appeared first on <a rel="nofollow" href="https://etp.btq.mybluehost.me"></a>.</p>
]]></description>
			<content:encoded><![CDATA[<p>When you get paid more than once a month,&#160;it’s also important to look at *when* you pay bills. By changing *when* we paid things, we found money in each pay period! &#160;Sure, it feels good to sit down and pay ALL of the bills at once, but &#160;not all bills have the same due date, [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://etp.btq.mybluehost.me/tip-7-when-to-pay-bills/">Financial Wellness Tip #7: Look at WHEN You Pay Bills</a> appeared first on <a rel="nofollow" href="https://etp.btq.mybluehost.me"></a>.</p>
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				<post-id xmlns="com-wordpress:feed-additions:1">748</post-id>	</item>
		<item>
		<title>Financial Wellness Tip #6: Learn The Envelope System</title>
		<link>https://etp.btq.mybluehost.me/financial-wellness-tip-6-learn-envelope-system/</link>
		<comments>https://etp.btq.mybluehost.me/financial-wellness-tip-6-learn-envelope-system/#comments</comments>
		<pubDate>Fri, 30 May 2014 15:00:23 +0000</pubDate>
		<dc:creator>Coach Katie</dc:creator>
				<category><![CDATA[Financial Wellness Tips]]></category>
		<guid isPermaLink="false">http://gpsfinancialcoaching.com/?p=770</guid>

				<description><![CDATA[<p>Staying in budget can be SO hard, but now that you’re living a Zero Sum Lifestyle (every penny that comes in goes to something, even if that something is savings or investing), it’s incredibly important because a single penny overspent could mean bank fees and bounced checks! Enter The Envelope System. Twice each month, when [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://etp.btq.mybluehost.me/financial-wellness-tip-6-learn-envelope-system/">Financial Wellness Tip #6: Learn The Envelope System</a> appeared first on <a rel="nofollow" href="https://etp.btq.mybluehost.me"></a>.</p>
]]></description>
			<content:encoded><![CDATA[<p>Staying in budget can be SO hard, but now that you’re living a Zero Sum Lifestyle (every penny that comes in goes to something, even if that something is savings or investing), it’s incredibly important because a single penny overspent could mean bank fees and bounced checks! Enter The Envelope System. Twice each month, when [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://etp.btq.mybluehost.me/financial-wellness-tip-6-learn-envelope-system/">Financial Wellness Tip #6: Learn The Envelope System</a> appeared first on <a rel="nofollow" href="https://etp.btq.mybluehost.me"></a>.</p>
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		<slash:comments>1</slash:comments>
				<post-id xmlns="com-wordpress:feed-additions:1">770</post-id>	</item>
		<item>
		<title>Financial Wellness Tip #3: The Importance of an Emergency Fund</title>
		<link>https://etp.btq.mybluehost.me/tip-3-emergency-fund/</link>
		<comments>https://etp.btq.mybluehost.me/tip-3-emergency-fund/#comments</comments>
		<pubDate>Fri, 09 May 2014 16:00:22 +0000</pubDate>
		<dc:creator>Coach Katie</dc:creator>
				<category><![CDATA[Financial Wellness Tips]]></category>
		<category><![CDATA[Tough Love]]></category>
		<guid isPermaLink="false">http://gpsfinancialcoaching.com/?p=731</guid>

				<description><![CDATA[<p>When you are swimming in debt, and have creditors calling you every 30 minutes, the *last* thing you think you can do is put away for an “emergency”! Isn’t the aforementioned debt and creditors an emergency?!? What happens when your tires are so bald that the shop won’t even rotate them for you when you [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://etp.btq.mybluehost.me/tip-3-emergency-fund/">Financial Wellness Tip #3: The Importance of an Emergency Fund</a> appeared first on <a rel="nofollow" href="https://etp.btq.mybluehost.me"></a>.</p>
]]></description>
			<content:encoded><![CDATA[<p>When you are swimming in debt, and have creditors calling you every 30 minutes, the *last* thing you think you can do is put away for an “emergency”! Isn’t the aforementioned debt and creditors an emergency?!? What happens when your tires are so bald that the shop won’t even rotate them for you when you [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://etp.btq.mybluehost.me/tip-3-emergency-fund/">Financial Wellness Tip #3: The Importance of an Emergency Fund</a> appeared first on <a rel="nofollow" href="https://etp.btq.mybluehost.me"></a>.</p>
]]></content:encoded>
	

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		<slash:comments>3</slash:comments>
				<post-id xmlns="com-wordpress:feed-additions:1">731</post-id>	</item>
		<item>
		<title>Financial Wellness Tip #2: Cut Costs WITHOUT Clipping Coupons!</title>
		<link>https://etp.btq.mybluehost.me/tip-2-cut-costs-without-coupons/</link>
		<comments>https://etp.btq.mybluehost.me/tip-2-cut-costs-without-coupons/#comments</comments>
		<pubDate>Fri, 02 May 2014 15:00:22 +0000</pubDate>
		<dc:creator>Coach Katie</dc:creator>
				<category><![CDATA[Financial Wellness Tips]]></category>
		<guid isPermaLink="false">http://gpsfinancialcoaching.com/?p=697</guid>

				<description><![CDATA[<p>When we were getting out of debt, I clipped coupons. I clipped a ton of coupons, poured over the Sunday ads, deal-searched on my favorite sites (Hip2Save, if you were wondering), and would head out at very random times to grab a deal. I took coupon classes, wrote posts about my couponing adventures, and organized, [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://etp.btq.mybluehost.me/tip-2-cut-costs-without-coupons/">Financial Wellness Tip #2: Cut Costs WITHOUT Clipping Coupons!</a> appeared first on <a rel="nofollow" href="https://etp.btq.mybluehost.me"></a>.</p>
]]></description>
			<content:encoded><![CDATA[<p>When we were getting out of debt, I clipped coupons. I clipped a ton of coupons, poured over the Sunday ads, deal-searched on my favorite sites (Hip2Save, if you were wondering), and would head out at very random times to grab a deal. I took coupon classes, wrote posts about my couponing adventures, and organized, [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://etp.btq.mybluehost.me/tip-2-cut-costs-without-coupons/">Financial Wellness Tip #2: Cut Costs WITHOUT Clipping Coupons!</a> appeared first on <a rel="nofollow" href="https://etp.btq.mybluehost.me"></a>.</p>
]]></content:encoded>
	

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		<slash:comments>1</slash:comments>
				<post-id xmlns="com-wordpress:feed-additions:1">697</post-id>	</item>
		<item>
		<title>Financial Wellness Tip #1: Say NO to New Debt!</title>
		<link>https://etp.btq.mybluehost.me/tip-1-say-no-to-debt/</link>
		<comments>https://etp.btq.mybluehost.me/tip-1-say-no-to-debt/#comments</comments>
		<pubDate>Fri, 25 Apr 2014 15:00:51 +0000</pubDate>
		<dc:creator>Coach Katie</dc:creator>
				<category><![CDATA[Financial Wellness Tips]]></category>
		<guid isPermaLink="false">http://gpsfinancialcoaching.com/?p=694</guid>

				<description><![CDATA[<p>I’ll make this short and sweet, since this concept seems like a no brainer. A big part of Financial Wellness is less debt. So stop making more! When we were charge-card addicts, we thought of credit cards as an extension of our own money. Realistically, when you swipe that little plastic wonder, you are spending [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://etp.btq.mybluehost.me/tip-1-say-no-to-debt/">Financial Wellness Tip #1: Say NO to New Debt!</a> appeared first on <a rel="nofollow" href="https://etp.btq.mybluehost.me"></a>.</p>
]]></description>
			<content:encoded><![CDATA[<p>I’ll make this short and sweet, since this concept seems like a no brainer. A big part of Financial Wellness is less debt. So stop making more! When we were charge-card addicts, we thought of credit cards as an extension of our own money. Realistically, when you swipe that little plastic wonder, you are spending [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://etp.btq.mybluehost.me/tip-1-say-no-to-debt/">Financial Wellness Tip #1: Say NO to New Debt!</a> appeared first on <a rel="nofollow" href="https://etp.btq.mybluehost.me"></a>.</p>
]]></content:encoded>
	

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		<slash:comments>2</slash:comments>
				<post-id xmlns="com-wordpress:feed-additions:1">694</post-id>	</item>
		<item>
		<title>Extravagant, Ridiculous Generosity – Bill and Melinda Gates’ Ted Talk</title>
		<link>https://etp.btq.mybluehost.me/extravagant-ridiculous-generosity-bill-melinda-gates-ted-talk/</link>
		<comments>https://etp.btq.mybluehost.me/extravagant-ridiculous-generosity-bill-melinda-gates-ted-talk/#comments</comments>
		<pubDate>Mon, 21 Apr 2014 12:00:52 +0000</pubDate>
		<dc:creator>Coach Jason</dc:creator>
				<category><![CDATA[Giving]]></category>
		<category><![CDATA[Bible]]></category>
		<category><![CDATA[generosity]]></category>
		<category><![CDATA[giving]]></category>
		<category><![CDATA[why]]></category>
		<guid isPermaLink="false">http://gpsfinancialcoaching.com/?p=683</guid>

				<description><![CDATA[<p>I am well aware that coveting is a big no-no. &#160;I get it. &#160;Truly. But who wouldn’t want a smidge of the wealth that Bill Gates and his wife, Melinda, have at their disposal? &#160;Can you imagine the impact that amount of wealth can have? Well, actually, you needn’t imagine. &#160;The Gates’s have made it [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://etp.btq.mybluehost.me/extravagant-ridiculous-generosity-bill-melinda-gates-ted-talk/">Extravagant, Ridiculous Generosity – Bill and Melinda Gates’ Ted Talk</a> appeared first on <a rel="nofollow" href="https://etp.btq.mybluehost.me"></a>.</p>
]]></description>
			<content:encoded><![CDATA[<p>I am well aware that coveting is a big no-no. &#160;I get it. &#160;Truly. But who wouldn’t want a smidge of the wealth that Bill Gates and his wife, Melinda, have at their disposal? &#160;Can you imagine the impact that amount of wealth can have? Well, actually, you needn’t imagine. &#160;The Gates’s have made it [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://etp.btq.mybluehost.me/extravagant-ridiculous-generosity-bill-melinda-gates-ted-talk/">Extravagant, Ridiculous Generosity – Bill and Melinda Gates’ Ted Talk</a> appeared first on <a rel="nofollow" href="https://etp.btq.mybluehost.me"></a>.</p>
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		<slash:comments>2</slash:comments>
				<post-id xmlns="com-wordpress:feed-additions:1">683</post-id>	</item>
		<item>
		<title>GPS Recommends [Page]</title>
		<link>https://etp.btq.mybluehost.me/gps-recommends/</link>
		<comments>https://etp.btq.mybluehost.me/gps-recommends/#comments</comments>
		<pubDate>Sat, 15 Mar 2014 03:58:09 +0000</pubDate>
		<dc:creator>Coach Jason</dc:creator>
				<guid isPermaLink="false">http://gpsfinancialcoaching.com/?page_id=523</guid>

		<content:encoded><![CDATA[<h1 style="text-align: center;">YNAB</h1>
<p><a href="http://www.youneedabudget.com"><img decoding="async" class="aligncenter size-full wp-image-525" alt="ynab3" src="https://etp.btq.mybluehost.me/wp-content/uploads/2014/03/ynab3.gif" width="125" height="125" srcset="https://etp.btq.mybluehost.me/wp-content/uploads/2014/03/ynab3.gif 125w, https://etp.btq.mybluehost.me/wp-content/uploads/2014/03/ynab3-120x120.gif 120w" sizes="(max-width: 125px) 100vw, 125px"></a></p>
<p>You Need A Budget. &nbsp;That isn’t simply a statement of fact, it’s also a company that offers the <strong>best budgeting software</strong> on the planet. &nbsp;By now, you should know we here at GPS love all things Dave Ramsey. &nbsp;YNAB is better than than the Gazelle Budget available through Dave’s site. &nbsp;That should really tell you something.</p>
<p>YNAB offers excellent free tutorials on how to use the software (I skipped the Handling Credit Cards one because we don’t use them and advise against them). &nbsp;That notwithstanding, though, you have the option of taking the class live or watching a replayed webinar.</p>
<p>The cost is a one-time fee of $60. &nbsp;But wait!</p>
<p>GPS fans can get a cool $6 off by following this <a href="http://ynab.refr.cc/KHMPQTX" target="_blank">referral link</a>! &nbsp;(Full disclosure: If you use the referral link, you get $6 off and we get $6 from YNAB.) &nbsp;GPS clients will receive a different code for 25% off…a total cost to clients of $45! &nbsp;(Full disclosure: if you are a GPS client and take advantage of the coupon code created specifically for GPS clients, we get the satisfaction that you are making smart money decisions…but that’s it!)</p>
<p>Finally, YNAB offers a 34-day free full version trial! &nbsp;Try it out. &nbsp;You won’t be disappointed!</p>
<p>&nbsp;</p>
<h1 style="text-align: center;">Sugar 5 Designs</h1>
<p style="text-align: left;"><a href="http://www.sugarfivedesign.com"><img decoding="async" class="aligncenter size-full wp-image-534" alt="Sugar 5 Designs" src="https://etp.btq.mybluehost.me/wp-content/uploads/2014/03/Screenshot-2014-03-14-20.54.08.png" width="141" height="137"></a></p>
<p style="text-align: left;">I am not a web designer by any stretch of the imagination. I had ham-fistedly put together a website in 2013 in an effort to simply begin spreading the news that GPS Financial Coaching was viable. Time marched on, the business began to grow, but the website still lacked some pizazz.</p>
<p>I inundated April with questions/concerns and they were all answered quickly, professionally and with the perfect amount of hand-holding. She took an overbearing, ginormous logo and made it a much more appropriate size and relocated it in the header. She also gave me some customized buttons and helped walk me through some changes I could make myself.</p>
<p>I think that was my favorite part, to be honest. Not that she was able to facilitate the changes I liked, but that she taught me something and gave me knowledge I can leverage down the road.</p>
<p>She’s the goods, friends!</p>
<h1 style="text-align: center;">Becca Ludlum</h1>
<p><a href="http://www.amazon.com/dp/B00IEM7BYO"><img decoding="async" class="aligncenter size-full wp-image-527" alt="KindleCover" src="https://etp.btq.mybluehost.me/wp-content/uploads/2014/03/KindleCover.jpg" width="150" height="231"></a></p>
<p>GPS was lucky enough to cross paths with the author of <em>Everything But The Posts</em> not too long ago. &nbsp;We have been bloggers for about 14 years between the two of us. &nbsp;This book had information of which we were both completely unaware. &nbsp;The title could not be more accurate. &nbsp;Becca has laid out an easy-to-follow plan in a quick guide that is neither overly technical or condescending.</p>
<p>Simply click on the picture of the book above to be whisked away to Amazon for your very own copy. &nbsp;If you are a blogger, this book is required reading.&nbsp;<span style="line-height: 1.5em;">&nbsp;We&nbsp;whole-heartedly recommend this book to both new and experienced bloggers.</span></p>
<p>The post <a rel="nofollow" href="https://etp.btq.mybluehost.me/gps-recommends/">GPS Recommends [Page]</a> appeared first on <a rel="nofollow" href="https://etp.btq.mybluehost.me"></a>.</p>
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		<slash:comments>2</slash:comments>
				<post-id xmlns="com-wordpress:feed-additions:1">523</post-id>	</item>
		<item>
		<title>Do You Have The Most Dangerous Job In The World?</title>
		<link>https://etp.btq.mybluehost.me/the-most-dangerous-job-in-the-world/</link>
		<comments>https://etp.btq.mybluehost.me/the-most-dangerous-job-in-the-world/#comments</comments>
		<pubDate>Thu, 13 Mar 2014 15:00:50 +0000</pubDate>
		<dc:creator>Coach Jason</dc:creator>
				<category><![CDATA[Daveism]]></category>
		<category><![CDATA[Parenting]]></category>
		<category><![CDATA[dave ramsey]]></category>
		<category><![CDATA[parenting]]></category>
		<category><![CDATA[plan]]></category>
		<guid isPermaLink="false">http://gpsfinancialcoaching.com/?p=511</guid>

				<description><![CDATA[<p>As most of you know, I am a police officer. &#160;Specifically, I am a motor officer. Statistically speaking, I have the most dangerous job in law enforcement. &#160;I conduct more traffic stops (the #1 most dangerous thing cops do) in a week than most beat cops do in six months. &#160;Every time I walk up [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://etp.btq.mybluehost.me/the-most-dangerous-job-in-the-world/">Do You Have The Most Dangerous Job In The World?</a> appeared first on <a rel="nofollow" href="https://etp.btq.mybluehost.me"></a>.</p>
]]></description>
			<content:encoded><![CDATA[<p>As most of you know, I am a police officer. &#160;Specifically, I am a motor officer. Statistically speaking, I have the most dangerous job in law enforcement. &#160;I conduct more traffic stops (the #1 most dangerous thing cops do) in a week than most beat cops do in six months. &#160;Every time I walk up [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://etp.btq.mybluehost.me/the-most-dangerous-job-in-the-world/">Do You Have The Most Dangerous Job In The World?</a> appeared first on <a rel="nofollow" href="https://etp.btq.mybluehost.me"></a>.</p>
]]></content:encoded>
	

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				<post-id xmlns="com-wordpress:feed-additions:1">511</post-id>	</item>
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